Buying a home in Lloydminster is an exciting step for couples, but it’s essential to be aligned from the start. Misunderstandings about expectations, finances, or future plans can lead to frustration later. Taking time to answer a few key questions upfront can set you up for success.
Here are 10 important questions to discuss before you start house hunting:
1️⃣ Forever home or starter home?
2️⃣ Must-haves vs. nice-to-haves?
3️⃣ Fixer-upper or move-in ready? How much work are we open to?
4️⃣ What changes do we expect in our finances over 5–10 years?
5️⃣ How involved will family or parents be in this process?
6️⃣ What life changes do we anticipate in the next 5–10 years?
7️⃣ Could we still manage the mortgage if one of us lost our job?
8️⃣ How much of our income are we comfortable putting toward a mortgage?
9️⃣ How much outdoor space do we want, and are we ready to maintain it?
🔟 What’s our ideal timeline for buying?
For couples who aren’t married, here are two more critical questions:
👉 What happens to the house if we break up?
👉 Do we need a legal agreement, or will a verbal one suffice?
Discussing these points early can save you time, stress, and potential disagreements down the road.
💬 Ready to take the next step? Let’s work together to find a home you’ll both love in Lloydminster!
Harpreet Christie, Owner/REALTOR®️
RE/MAX of Lloydminster
📞 780-205-7653