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Once again, it’s seeming like homeownership is the right move for a lot of people, especially for renters.

When the pandemic hit, rents decreased for many people. But now that things are returning to normal, rents are on the rise. In some places, rent has increased more than 40% since the beginning of the pandemic.

If you’re a renter, this can turn into a serious problem. You might think everything is going great, but then BAM, your lease is up for renewal and your landlord slaps a steep rent hike on you.

You’re faced with 1) sticking it out and paying the more expensive rent or 2) finding a new rental for cheaper, which sadly won’t be easy in our market.

But there’s a third option: homeownership.

If you’re a current renter and you’re worried about rent increases (as you should be), homeownership might be the right move for you. Why?

  • Your monthly payment will stay the same. No ridiculous increases every year when you have a fixed-rate mortgage. You know exactly what you’re going to pay.
  • Interest rates are low right now, which means your mortgage payments could be lower.

-You’ll build equity and make an investment in your future. When you’re renting, you’re basically throwing away your money because you never see it again. But when you own a home, you’re constantly building equity. And then when you sell that home 5, 10 or 30 years down the line, you get all the equity you’ve built up back in your pocket. Your home is an investment in your portfolio, not just a place to live.

If you’re curious about becoming a homeowner, Let’s Talk. I have tons of resources on just how to prepare for buying a home and then how to actually buy one, and I’m happy to guide you along the way.



If you’re buying a home, you’re likely going to pay some closing costs. And bad news, those closing costs can pack a wallop. Typical closing costs can range depending on the home’s purchase price. For a $350,000, you could pay anywhere from $5,000 and up.

Closing costs for the buyer usually consist of the following:

  • Homeowners insurance
  • Title search and insurance
  • Home Appraisal fees
  • Property tax
  • Lender’s fees including loan origination/underwriting fee
  • Home inspection
  • Private mortgage insurance (if down payment is less than 20%)
  • Real Estate Lawyer fees

As you can see, there’s a lot there to pay for, so you don’t want closing costs to sneak up on you.

The most cost effective way to deal with closing costs is to pay them in a lump sum at closing. That’s why budgeting and planning for them is so important!

However, you’ll have the option to roll some closing costs into your monthly mortgage payment. The catch? You’ll pay interest on those costs, just like you would your mortgage. That makes financing the costs more expensive over time.

You can also negotiate with the seller and see if they would take on any closing costs. While it’s not likely in our current market, a motivated seller may be interested.

And just so you know you’re not alone, the seller will also pay some closing costs, usually in the form of commission for the buyer and seller real estate agents who are guiding the transaction. They usually pay a percentage of the home’s purchase price to the buyer and seller agents.

Now that you know all about closing costs, you can prepare for them. If you have any questions about closing costs or about how to budget for them, just send me a message and I can help.


Welcome to this Stunning Executive acreage located North of Kitscoty. There are many notable features, such as 4.94 acres of land, a 40×60 shop wired with 220V, and a triple attached 33×34 heated garage, plus an additional 18×18 tandem garage. Note the custom ceiling design with curves and lines to accent the architectural look of this home. The Master bedroom features a spacious walk-in closet with a 6-piece en-suite. The kitchen has built-in stainless steel appliances with accent lighting. A gas fireplace in the living room, a formal dining room with access to a bonus room with wall to wall windows and another gas fireplace perfect for a summer patio or cozy games room. A quaint seating room with Eastern views of the country and a spacious 2nd bedroom with a large walk-in closet and four-piece en-suite ideal for a nanny suite or the family’s teenager requiring their own space. You will love the main floor laundry and the two-piece guest powder room. The completed basement features two bedrooms, a family room, a 4-piece bath with access to one of the bedrooms, storage rooms and a bonus theatre room with custom theatre seating and media systems that are all included. Mature landscaping with numerous trees and shrubs, natural gas BBQ line on deck, pond, patio and more. 3D Virtual Tour Available. $799,900 PT. NE 14-51-3-W4TH Rural Vermilion River, County of, Alberta T0B2P0MLS® Number: A1163728



When you’re getting ready to sell your home, you’re always on the lookout for ways to increase your home’s value and get more money in your pocket. There’s the old standbys, of course, like the kitchen remodel, updating the backyard, redoing the bathrooms.

But there’s one quick fix that can seriously boost your home’s value: paint! A recent study by Zillow found that buyers were willing to offer $5,000 more when a home was painted certain colours.

It seems so simple, but paint can really change the feeling of your entire home. Just imagine repainting a bright red kitchen with a cool grey. It would make the room feel totally different with just one change. And the best part? Painting a room is fast and inexpensive compared to other renovations.

Here’s how you can get the most bang for your buck by painting your home.

  • Avoid bright colours. Not only do many buyers dislike bright colours, it can also really date your property. If you can think back to when your paint colours were in style and trendy, it’s probably time to repaint.
  • Stick to calming colours in the bathroom and bedroom. Buyers love light blue bathrooms and moody, dark blue bedrooms according to Zillow’s study.
  • Keep it neutral, especially in the kitchen and living room. We all know how fickle trends are, but you really can’t go wrong with a fresh neutral. Right now, buyers are loving a modern crisp white or cool grey.

When repainting your space to bring in the most value, keep your palette to cool, timeless colours that lean more towards classic than trendy. These colours will appeal to the most buyers and make it easy for people to picture themselves in the home.

Want my opinion on how to boost your home’s value? Send me a message and let’s set up a time to chat!


<iframe title="YouTube video player" src="" frameborder="0" allowfullscreen="" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" width="560" height="315"></iframe> <div>&nbsp;</div> <div> <p>Happy December, Everyone.</p> <p>We currently have a total of 254 Active listings. 35 properties sold in November, which has increased from last month. The average selling price range was $312,115, with an average of only 69 days on the market. The average price has increased this month, and days on the market seem to be consistent.</p> <p>The highest price home sold in November was around $741,000.00, with an average of 201 days on the market, and the lowest price sold was $93,000.00, with it not even being an entire day on the market. &nbsp;</p> <p>If you are thinking of selling your home or buying, give me a call or send me a message. I would be happy to discuss your needs. &nbsp;</p> <p>I wish you all a very Merry Christmas and a Happy New year.&nbsp;</p> <p>I hope you all have a fabulous week, be safe and bye for now.</p> <p>Harpreet Christie<br />RE/MAX of Lloydminster<br />(780)205-7653</p> </div>

Geordie’s builds custom cabinets for residential and commercial spaces. Their team has unique ideas for office storage, kitchens, reception areas and more! They build all their cabinets in-house too. Stop by their showroom on Hwy 16 East to Range Road 3274 to view some of the latest trends in cabinetry and millwork. Visit them on social media at Geordies or call 306-825-5900.


Whether you’re building a new house or remodelling your current property, you want to make sure it appeals to potential buyers. 

But all the trends can be confusing, and sometimes it seems like they change overnight. Here are some of the top features that experts recommend working into your property to get buyers really excited. 

Energy Efficient Upgrades
Buyers are becoming more and more climate aware. Add that to ever-increasing utility prices, and you’ll find that buyers go crazy for energy efficient upgrades in homes. Focus on the bones: good windows and insulation, and then add in new energy-efficient appliances and LED lights. Solar panels will get major bonus points for buyers into sustainability and resilience.

Flexible Home Office Spaces
Working from home or hybrid office situations have turned permanent for many people. That’s why more buyers are looking for homes with home office spaces. For the best investment, keep the space flexible so it can be used for something other than an office too. For example, it could turn into a bedroom or den.

Home Gym Areas
Just like the office, people are liking their at-home workouts. You can cater to this need by creating a space for that Peloton or weights machine that isn’t in a bedroom or living area.

Functional Backyard
It used to be that you’d lay down some sod in the backyard and buyers would be happy, but that’s not always the case now. Buyers today are looking for backyards that they can really live in. That means a nice patio or deck, landscaping, and a fence to keep things safe for kids and pets. Veggie gardens, pools, and outdoor kitchens will also increase the property’s value in the eyes of buyers.

Even with just a few of these features, your property is sure to stand out to buyers. And the biggest bonus is that each of these will stand the test of time.

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.