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1. Improving too much. A house doesn’t need to be perfect to sell. Buyers like to see nice, move-in ready homes, but they’re often not looking for much beyond the basics: a nice kitchen, pretty bathrooms, and good flooring and paint. Improving beyond that could mean spending money on upgrades buyers don’t really care about, which could decrease your ROI.

2. DIYing and failing. Doing a few DIYs around the house is a great, fast way to increase your home’s value. But DIYs tend to turn into bigger projects, especially if you make a mistake. Sometimes it actually ends up being cheaper to hire the professional from the start. Make sure you’re realistic about your skills before you start a project and consider whether or not it would be better to hire the work out to a professional. 

3. Custom renovations. Since you’re doing these upgrades with selling in mind, it doesn’t make sense to do custom work on a house you’re not going to be in long-term. Instead, just take the stock options when you’re renovating your kitchen or bathrooms. 

4. High-end upgrades with no added value. Buyers love luxury, but they’re not going to pay $10,000 over asking just because you have a Sub-Zero stove. Keep this in mind when choosing what to upgrade in your house. Most of th tie, low mid-range choices will get you the best bang for your buck while high-end will actually cost you more than you make back. 

Doing the right upgrades can seriously boost the value of your property and help you make more off the sale—but the wrong upgrades can cost you. Work with your real estate agent to determine just which upgrades are needed to get you the best ROI when selling your home. 

Want some help deciding what to update in your house? Just reply to this email and I’ll give you suggestions on what buyers are looking for right now. Then you can make the right renovations and increase the value of your home!

Smart move: Upgrading your home before you sell. Bad move: Making the wrong upgrades to your home. 

If you want top dollar for your home, making repairs and upgrades to your home is smart. But making the wrong home upgrades is a fast way to lose money and even decrease the value of your home. 

To help you avoid that, here are 4 home upgrade mistakes to NOT make!


4 Ways to Improve Your Credit Score

If you want to buy a home soon, for the first time or the tenth time, you’ll need to take a look at your credit score. Your credit score is one of the factors a lender will look at when determining 1) if you qualify for a mortgage and 2) your interest rate on that mortgage. 

Higher credit scores will help you secure a lower interest rate on your mortgage, which can save you tens of thousands of dollars over the lifetime of your loan. So you’ll want to get your credit score as high as possible before you talk to a lender. But how exactly can you boost your credit score? Try these four strategies. 

1. Keep balances low and pay on time. This might seem really basic, but it’s so important! A big part of your credit score is based on how well you repay your debts, so make sure to always pay your credit cards and other loans on time. Also focus on getting your balances under 30%—the lower they are, the better!

2. Increase your credit limits. Even if you know you won’t spend as much as your credit limit, every time you have an opportunity to increase it, do! Your credit score LOVES this. If you already have a good or very good credit score, this is a great way to boost it. 

3. Don’t request new lines of credit. The average age of your credit accounts also plays a role in calculating your credit score. The younger your accounts, the worse your credit score. 

That means that every time you open a new line of credit, you decrease the average age of your accounts. Applying for new lines of credit will also drop your credit score a few points for a couple months because of the hard pull on your credit report, so you’ll definitely want to avoid it before getting pre-approved.

4. Check your credit reports for inaccuracy. Sometimes mistakes happen and inaccuracies can get filed on your credit report. It’s your responsibility to check for these and get them corrected. You can get a free credit report from your bank or from apps like CreditKarma. It’s a good idea to just check them out and stay on top of it so you can catch any errors fast. 

With these strategies, you’ll have an amazing credit score and get a great rate on your mortgage. But if you have any questions about getting a mortgage or need some pointers, just reply to this email!



One of the most nerve-wracking things about selling a home is pricing it. Pricing makes such a big difference in how your property is perceived by buyers—and ultimately, it determines how much money you can get out of your home. 

That means you want to get it right so you don’t lose out on any money. But going too high can scare away the perfect buyers. So what are you supposed to do? 

Well, first things first: work with an expert to price your home. Your real estate agent will complete a market comparison and analyze your home against your local market and house comps to find the perfect listing price. 

But sometimes sellers aren’t so sure about the price their agents come up with. I occasionally get questions about whether or not it’s a good idea to plan some room into the listing price because of negotiations. 

Here’s why you shouldn’t leave some space for negotiating when establishing the sales price.

1. Buyers use price filters. Almost every buyer out there does the bulk of their home shopping online. And because there are so many properties on the market, buyers will use filters to find a home that meets their needs. If you price your home too high, the perfect buyers could never see it, which means that they’ll never make an offer on it. 

2. Pricing too high can prevent a bidding war. A bidding war is when multiple buyers make offers on the same property and then start one-upping each other’s offers to win the house. A bidding war is a great thing for the seller, and they’re happening all the time due to the competitive market we’re in. 

But pricing your home too high can make it so a bidding war won’t happen. Instead of having multiple buyers fighting over your home, you might just get an offer or two that come in under your listing price. In this market especially, your home can do so much better than that!

This is why pricing your home properly is so critical to get top dollar. Too low and you’ll miss out on money. Too high and you’ll miss out on the perfect buyers. Working with a real estate agent and understanding their pricing strategy is one way to make sure you price your home correctly. 


Welcome to my monthly real estate market update for Lloydminster.

Let us take a look and see what happened with the real estate market last month.

Tune in for the Market 411…

53 Properties Sold in March of 2022.

The average selling price range was $281,868, with an average of 87 days on the market. Want to know more about how much your home is worth?

Reach out, and let’s connect to get ready for the Spring market.



Home inspections are one of the most important parts of the closing process, and they can cause both buyers and sellers stress. I often hear first-time buyers worry about whether the home of their dreams is going to pass inspection or not. 

Here’s some good news: homes can’t really pass or fail a home inspection. The inspector doesn’t give the property a score or thumbs up or thumbs down. And home inspections are actually way more useful than a score anyway! 

When you get a home inspection done, you’ll get a detailed report on the property and its condition. The inspector will look at all of the systems and components of the house and report on their condition/quality. But that doesn’t translate into a score or a pass or fail. 

Sometimes, however, the inspector will find big problems with the house. There might be termite damage or black mold or leaky plumbing (the options are endless!). This could be considered a “fail.” Most lenders won’t fund the mortgage of a property with big problems that make it unsafe to live in. So if you want to buy the house with a mortgage, you’ll need to get the problems fixed. 

If this happens to you, don’t stress! You, as the buyer, can usually work with the seller to figure out a solution. You can request that the seller make the repairs before moving forward or you can ask for a discount on the purchase price of the property—this is commonly referred to as repair credits, but it ultimately just knocks down the overall price. 

When getting a home inspection, the worst case scenario is that it uncovers some big problems and then the seller won’t work with you to fix the issue. If this happens, the lender won’t fund the mortgage and then the sale will fall through. 

This is why home inspection contingencies are so common and so important. When you waive the home inspection contingency, you’re stuck with whatever condition the home is in and that can complicate things with your lender. Worst case scenarios like that are few and far between. Generally, sellers will want to work with you and make the sale happen. 

Instead of stressing about passing or failing the home inspection, spend that energy on working with your realtor to make great offers and building good relationships with the sellers. 

If you have any questions about home inspections or buying in this market, just reply to this email!

Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.