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More Than Just the Real Estate Deal!

When you don’t have the right professionals on your side, buying or selling a home can often be an overwhelming, nerve-wracking process. 

That’s why it’s critical to find a real estate agent who will work hard to make your goals happen while also sticking around for longer than just the real estate transaction. 

The right agent won’t only understand your current real estate goals–they’ll stay connected for long after your deal closes to make sure that you have the best experience and support possible. Buyers, your agent will help make sure that you’re happy with your home and will help you come up with solutions if you’re not. 

Plus, your real estate agent will always be there to provide contractor recommendations, help you get in touch with the best lenders if you want to refinance, and put you in contact with any other home/real estate professionals in your area. 

Your agent will also be there when you decide to take the next step in your real estate journey. Whether you’re looking to sell your current home or buy a new home in the neighbourhood, you can rely on that great agent to help you meet your goals. 

When you work with an agent you already have a rapport and relationship with, you’ll find that the process can be much smoother. They already understand your situation, style, and needs, which means that they’ll be able to support you more effectively and help you find the best solution to your real estate goals. 

Real estate is really about creating those lasting relationships that don’t end with the signing of closing papers. To clients old and new, thank you for your trust and support! Looking back on all that we’ve accomplished and the incredible homes that we’ve bought and sold together is heartwarming. 

Relationships like these are what make this job so rewarding and a joy to do. It’s all thanks to you for taking that first step to get the process started.! 

Here’s to helping you make your real estate dreams come true. If you want to chat about making a move in Lloydminster feel free to reach out and let's connect.


Harpreet Christie
RE/MAX of Lloydminster
780-205-7654
harpreet@bordercityrealestate.com

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All Homeowners Need to Hear This Strategy

Every homeowner needs to see this strategy if they want to sell their home for top dollar. 

There are some selling strategies out there that won’t work for every homeowner, but this one  is universally applicable and so important. 

Here’s the strategy: Set the scene when putting your house on the market.

This all comes down to staging your home. With staging, you’re using furniture and decor to help buyers imagine themselves in the home and see how perfectly their life could fit into the space. 

Instead of just having an empty room or a space cluttered with furniture, a staging sets the scene for the buyer and creates an environment that they can imagine themselves at home in. 

But staging is also fantastic for highlighting your home’s best features and helping buyers see beyond the areas that might not be as great. It also makes your home more memorable to buyers than just an empty space. They’ll remember the home with the cute sitting arrangement next to the kitchen!

Staging is important both for showings and open houses, but it’s also key to get it done before taking your listing photos. A nicely staged home will photograph better and create more interest with potential buyers, which leads to a faster sale.

Staging is key to fast-tracking your selling experience. Plus, it will help ensure that you’ll sell your home for max profit by showing off your home’s potential and drumming up lots of buyer interest. This can also lead to multiple interested buyers, which is what every seller wants!

However, if you choose not to stage your home, you could end up costing yourself time and money. Buyers may skip over your listing, or when they come to see your home, they might have a hard time seeing the potential of the space and how their lives could fit into it. 

Overall, getting your home staged before listing photos and showings is a smart strategy that will help you get it sold quickly and for top dollar by helping buyers immerse themselves in the space and see all of your home’s potential.

If you want to talk more about other strategies that can help you get your home sold in Lloydminster & area, feel free to reach out and let’s chat!

Harpreet Christie
RE/MAX of Lloydminster
780-205-7654
harpreet@bordercityrealestate.com

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Do These Things Before You Move Into Your New House!

As you approach the closing date of your home, you’re likely looking forward to moving into your new home. But before you move in, there are eight things you need to do. 

1. Celebrate: First things first–a celebration is in order! Make sure to take a moment to celebrate this huge milestone before jumping into the rush of getting ready to move.  

2. Change your locks: You want to feel safe and secure in your new home, so changing the locks and getting new keys will help protect you and your new home. 

3. Service your HVAC and change the air filter: Make sure that the air you’ll be breathing is clean and comfortable. No one wants to deal with a gross air filter or heating/cooling issues when they’re moving in! 

4. Deep clean the fridge: Not every seller will deep clean the home, and you want your fridge to be sparkling clean. It’s worth going over and doing a deep clean of the fridge and freezer before you bring food over. 

5. Paint before moving in or unpacking: If you want to paint any area of the home, doing it before you move in and unpack will make life so much easier! 

6. Set up mail forwarding: Many people forget this when they move, but it’s super easy and important! You just have to file a notice of mail forwarding with the Postal Service and then they’ll forward any mail from your old address to your new home. 

7. Put the utilities in your name: You don’t want to move in and then realize your electric or water isn’t on! Set up your utilities ahead of your move in date–you can schedule it to start on the day you take ownership of the home. 

8. Check smoke detectors and carbon monoxide alarms: The last thing to do before you move in is to check on one of the most important systems in your home–your alarms and detectors! Make sure that all is in working order and that your home is safe to move into. 

Once you’re done with these eight things, your home will be prepped and ready for you to move in!

If you want to talk about how you can find the perfect home to move into in Lloydminster, feel free to reach out and let’s chat!


Harpreet Christie
RE/MAX of Lloydminster
780-205-7654
harpreet@bordercityrealestate.com

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Don’t Waste Your Time on These Useless Seller Strategies

Don’t Waste Your Time on These Useless Seller Strategies

There are several so-called strategies out there that often get recommended to home sellers. But these strategies can often be a waste of time and effort and won’t actually help you get your home sold. Let’s go through these seller strategies that you should stay away from while selling your home:

- Completing a full kitchen renovation or big update: Kitchens often sell homes, and they’re many buyers’ favorite room in the house. But doing a full renovation can actually set you back. Buyers have varying tastes, and chances are that they won’t match yours exactly.

This can lead buyers to undo the renovating you’ve done to fit their style. Instead, make the kitchen look presentable and polished, then use the money that you would have put into the renovation to cover closing costs or offer a buyer perk. This goes for any big renovation. It’s best to get your home looking nice and fresh, but stay away from sinking too much money into personal choices.

- Overpricing the property: This is a big one, but it just doesn’t work in our market. Many sellers will go into the selling process with the plan to price their home high and then negotiate down with the buyers to the actual purchase price.

However, this can cause issues as overpricing your home can scare potential buyers away. This lack of interest can make your home become stagnant on the market, which is a huge red flag to buyers. Instead of overpricing, work with your real estate agent to develop a strong pricing strategy.

- Skipping staging: Some sellers think that they can just put their homes on the market without worrying about staging and getting the home looking its best. But to get top dollar from selling your home, staging is key.

Good staging will help drum up interest in your property just from the listing. It also helps buyers imagine themselves in the home during showings in addition to highlighting the best aspects of the home. Don’t skip staging if you want to get the max profit from selling your home!

If you want more information on which selling strategies you should be using to sell your home in Lloydminster and area, Let’s connect!


Harpreet Christie
RE/MAX of Lloydminster
780-205-7654
harpreet@bordercityrealestate.com

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What to Do with Your Low Interest Rate?

What to Do with Your Low Interest Rate?

If you scored one of the historically low interest rates on a mortgage from 2020-2022, you probably feel like you should hold onto it. Many homeowners are in the same situation and feel like they can’t upgrade their home and move because their interest rate is too good to let go. 

But you don’t have to give up your low interest rate to get into a new home! 

In fact, you can play this scenario out in a way that will allow you to become a real estate investor and build your wealth. Here’s how to put that low interest rate to good use while also upgrading to a new home. 

The idea is to keep your original mortgage and rate, turn your first home into a rental, and then buy a new home. 

To do this, you’ll pull the equity out of your current home with something like a home equity loan. Your lender will be able to help you find the best option for how to tap into your equity. Then, with the equity you pull out, you’ll be able to put a down payment on a second home. 

In the negotiation stages of buying the new home, you can take advantage of sellers with high equity and ask for an interest rate buydown. The buyers will buy your interest rate down by a certain number of percentage points, giving you a lower interest rate on your new mortgage.

You’ll then move into your new home and turn your first home into a rental. Turning your home into a rental will provide passive income that will cover all of your mortgage and maintenance costs along with profit that can go towards your new home’s mortgage payment. 

This will allow you to build equity back up in your first home and your second home, all while keeping that low, low interest rate. 

Using this plan will help you retain your original interest rate while also becoming a real estate investor and building equity in two homes at the same time, creating a way for you to build wealth quickly.

If you want to talk more and see if this is something that you can do with your home in Lloydminster, feel free to reach out so we can talk more!  


Harpreet Christie
RE/MAX of Lloydminster
780-205-7654
harpreet@bordercityrealestate.com

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Want to Buy a Home This Spring? Then Get Started Now!

Want to Buy a Home This Spring? Then Get Started Now!

If you’d like to buy and move into a beautiful new home this spring, then your countdown has already started!

While the spring might seem far away now, the rush of real estate’s biggest season will be here before you know it. There are many things you’ll need to do to get prepped and ready to buy a home. 

Here are a few things you should get started on now in January so you’re ready for the spring market! 

- Get your finances in order: Now is the time to pull up your budget, your paystubs, your debt, and your credit score. First, make sure that your credit score is strong and that your debt is in a manageable spot. Your lender will look closely at both of these things and it will play a part in your interest rate and your qualification for a mortgage. Then make sure that your expenses, income, and budget are all lined up. Lastly, check on your savings account for your down payment and closing costs and make sure that it’s in good shape.

- Get organized: You’ll need all of your financial paperwork around your taxes, income, debts, and assets handy for your lender. Gather all that paperwork now and organize it in folders or a binder so you’ll be prepared to get pre-approved when you’re ready to start looking at homes.

- Start doing your real estate homework: Your agent will guide you through every step of the buying process, but it’s so helpful for buyers to have some background knowledge of the real estate process. You’ll feel much more confident and informed if you read up on the steps of buying a home and what you should be looking for as a buyer.

- Find the right agent: It’s recommended that you interview at least 3 real estate agents so you can get an idea of what communication and working style best meets your needs. You’re looking for a knowledgeable, experienced agent you can trust and feel comfortable working closely with!

If you want to get started on your journey to buying a new home this spring in Lloydminster, Feel free to reach out and let’s get started!


Harpreet Christie
RE/MAX of Lloydminster
780-205-7654
harpreet@bordercityrealestate.com

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Year-End Real Estate Trends in Lloydminster & Area

Year-End Real Estate Trends in Lloydminster & Area

As December approaches, staying informed about the real estate market in Lloydminster and the surrounding areas is essential for buyers and sellers. Here are some key trends and insights to help you navigate the market:

1. Market Overview

Let's start with an overview of the current state of the real estate market in Lloydminster. Property values have remained steady, reflecting the enduring appeal of this unique border city. Inventory levels have been relatively balanced, providing options for buyers while maintaining healthy competition among sellers. Interest rates have remained favourable, making homeownership an attractive prospect.

2. Local Developments

Lloydminster is not static; it's a city that continues to evolve. Lloydminster is a city that prides itself on progress and community well-being. One of the most exciting developments is the "Lloydminster Community Hub." This visionary project is set to significantly impact the local real estate market and enhance the overall quality of life for residents.

3. Investment Opportunities

Lloydminster presents various investment opportunities for those looking to make wise financial decisions. Savvy investors always look for areas with growth potential and rising property values. Here are some investment opportunities to consider:

Emerging Neighborhoods: Keep an eye on emerging neighbourhoods within Lloydminster. Development is on the rise in these areas, and property values may appreciate over time. Look for neighbourhoods with new infrastructure projects, improved amenities, and growing demand.

Proximity to Amenities: Properties near essential amenities such as schools, shopping centers, and healthcare facilities often attract strong interest from buyers and renters alike. Investing in areas with easy access to these amenities can be a smart choice.

Job Centers: Areas close to major job centers or industrial zones tend to experience steady demand for housing. Consider investing in properties near these job hubs, as they will likely attract tenants or buyers seeking convenience in their daily commutes.

Diversification: Diversifying your real estate portfolio by considering different property types can be valuable. While residential properties are a popular choice, commercial or mixed-use properties can offer attractive investment opportunities as well.

Investors should conduct thorough research and work closely with real estate professionals to identify promising investment opportunities in Lloydminster. Strategic investments can yield long-term returns as the city continues to evolve and grow.

4. 2024 Projection

Looking ahead to 2024, it's essential to consider expert opinions and market predictions when making real estate decisions. While various factors can influence the real estate market, understanding projected trends can guide buyers and sellers. Here are some insights for the coming year:

Price Trends: Many experts anticipate that property prices in Lloydminster will remain stable or experience modest appreciation in 2024. Factors such as continued demand, economic stability, and ongoing development projects can contribute to this trend.

Buyer Preferences: Expectations around buyer preferences may shift. For example, there may be an increased interest in homes with home office spaces or properties with sustainable features as environmental consciousness grows.

Market Dynamics: Monitor market dynamics, including inventory levels, interest rates, and competition. These factors can influence the speed at which properties are bought or sold.

Local Factors: Be aware of any local factors that could impact the market, such as new developments, infrastructure projects, or changes in employment opportunities.

It's important to note that real estate markets can vary, and predictions are subject to change based on economic and social factors. Staying informed and adaptable is key to successful real estate decisions in 2023 and beyond. Consulting with local real estate experts can provide valuable insights tailored to the Lloydminster market.

Understanding these market dynamics and staying informed can be a game-changer for successful property listings in Lloydminster and the surrounding areas. Whether you're planning to buy, sell, or invest in real estate, having a finger on the market's pulse can lead to smart and rewarding decisions. As we bid farewell to 2023, let's welcome the new year with optimism and knowledge, ready to make the most of the opportunities Lloydminster's real estate market offers.

Suppose you want to buy or sell your home in Lloydminster & area.  Let's connect.


Harpreet Christie
RE/MAX of Lloydminster
780-205-7653
BordercityRealEstate.com

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The Magic of Winter Holidays in Lloydminster

The Magic of Winter Holidays in Lloydminster

Lloydminster is a special place year-round, but it takes on a unique charm during the winter holidays. If you're considering buying a home in this beautiful community, you'll find that the holiday season brings a delightful atmosphere and a range of local experiences. Here are some local events, attractions, and activities that potential homebuyers can enjoy:

1. Winter Festivals

Lloydminster truly embraces the holiday spirit with a variety of winter festivals and events. The town comes alive with dazzling holiday parades that wind through its streets, filling the air with festive music and colorful floats. Local craft fairs offer an opportunity to discover unique gifts and decorations crafted by talented artisans. For those who love ice skating, the outdoor rinks in Lloydminster are perfect for gliding across the ice under the winter sky.

2. Scenic Beauty

Lloydminster's winter landscapes are nothing short of enchanting. The town is surrounded by stunning natural beauty, with snow-covered fields and forests that transform into a winter wonderland. Outdoor enthusiasts can explore the picturesque scenery through snowshoeing and cross-country skiing. The local parks and trails provide a serene escape into the heart of winter's beauty.

3. Community Spirit

Lloydminster has always been known for its strong sense of community, and this spirit shines even brighter during the holidays. Local charity events and volunteer opportunities abound, allowing residents and newcomers alike to make a positive impact. Joining in these community efforts is a great way to connect with your neighbours and experience the warmth and camaraderie that define Lloydminster.

4. Local Cuisine

The holiday season is synonymous with delightful dining experiences, and Lloydminster's local restaurants rise to the occasion. Cozy eateries in town offer winter menus filled with hearty, comforting dishes. You can savour holiday specials that capture the season's essence, from savoury roasts to decadent desserts. Exploring the local cuisine is a culinary adventure that adds to the festive spirit.

These insights into the holiday spirit in Lloydminster showcase the town's unique charm during the winter season. Whether it's the festive events, stunning landscapes, tight-knit community, or mouthwatering cuisine, these aspects can be compelling selling points for properties in the area. So, as you search for your dream home in Lloydminster, remember that the warmth of the holiday season extends far beyond your new front door.

Suppose you want to buy or sell your home in Lloydminster & area.  Let's connect.


Harpreet Christie
RE/MAX of Lloydminster
780-205-7653
BordercityRealEstate.com

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Selling Your Lloydminster Property in Winter: Tips and Insights

Selling Your Lloydminster Property in Winter: Tips and Insights

Selling a property in Lloydminster during the winter months comes with its own set of challenges and opportunities. Here are some tips and insights to help you navigate the winter real estate market:

1. Snow Removal.  Keep pathways, driveways, and sidewalks clear of snow and ice. A well-maintained exterior demonstrates that your property is cared for.

2.  Cozy Staging: Stage your home to highlight its coziness. Use soft throws, fluffy pillows, and warm colour schemes to create an inviting atmosphere.

3. Good Lighting: Maximize natural light by opening curtains and blinds during showings. Also, could you use well-placed lamps to brighten darker areas?

4. Holiday Decor.  Subtle holiday decor can add charm, but do just what is necessary. A tasteful wreath or a few decorations can make your property festive without overwhelming potential buyers.

5. Professional Photos: Invest in professional real estate photography to showcase your property at its best, even in winter conditions.

These strategies will help you effectively market your Lloydminster property during the winter holiday.

Suppose you want to buy or sell your home in Lloydminster & area.  Let's connect.



Harpreet Christie
RE/MAX of Lloydminster
780-205-7653
BorderCityRealEstate.com

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Festive Home Decor Ideas for the Holidays in Lloydminster

The holiday season is upon us, and it's the perfect time to make your home in Lloydminster feel warm and inviting. Here are some fantastic decorating tips to transform your property into a holiday wonderland:

1. Wreaths and Garlands.  Start by adding beautiful wreaths to your front door and windows. Inside, drape garlands along staircases and fireplace mantels for a festive touch.

2. Twinkling Lights: Create a magical ambiance with strings of fairy lights. Hang them on your porch, wrap them around trees, or place them in jars for a cozy glow.

3. Table Settings: Set a holiday-inspired table with festive placemats, elegant dinnerware, and candles. A well-dressed dining area can help potential buyers envision hosting their holiday gatherings.

4. Curb Appeal. Remember the exterior! Decorate your yard with light-up reindeer, inflatable snowmen, and colourful lights to make your property stand out.

These decorating ideas will make your Lloydminster property feel inviting and enchanting during the holidays.

Suppose you want to buy or sell your home in Lloydminster & area.  Let's connect.

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Negotiation Tactics in a Changing Market

Our real estate market has been changing for some time now due to rising interest rates, shifting home values, and buyer demand. As a result, many sellers have been asking how these changes, especially higher interest rates, are affecting negotiations and real estate deals.

Back in 2022, the Federal Reserve started raising interest rates to stabilize inflation and decrease the amount of borrowing and loans. As a result, we’ve seen rising interest rates for over a year, which has cooled buyer demand in many markets. This was the desired and expected result from an economical standpoint, but it’s also changed how buyers and sellers are approaching real estate deals

Because buying a home has gotten more expensive due to higher interest rates, we’re seeing buyers becoming more cautious about going into real estate deals and paying higher prices. Today’s buyers have to be much more careful about what goes into their mortgage payments as opposed to 2020’s buyers, who had record low-interest rates.

For some sellers, this caution and concern on the buyer’s part has resulted in more negotiation and, in some cases, lower offers initially. While we were seeing buyers in 2020 and 2021 enter crazy bidding wars or waive inspections in the hopes of snagging a home off the market, today’s sellers should not expect the same behaviour.

What does this mean for today’s sellers? First, you need a great real estate agent to get you through the selling process. We are still in a strong seller’s market, and an experienced real estate agent will help you make the most of that fact. With the right real estate agent, you’ll be able to attract the best potential buyers and make a strong deal.

You also need to prepare for more intensive negotiations when it comes time to close the deal. Buyers are much more likely to negotiate on things like closing costs, repairs, and of course, the purchase price. Plan for these negotiations to happen before you accept an initial buyer offer. It can also be smart to prepare for any concessions that you’re willing to make to the buyer.

Remember, your real estate agent will guide you through every step of the home selling process and provide strategic advice before listing, while marketing, and at the negotiating table so you can make the most money possible while selling your home.

If you want to talk more about how you can make the maximum profit on your home, let’s connect!

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4 Tricks to Save Money While Building a Home

4 Tricks to Save Money While Building a Home

Building a home is becoming more and more common and with good reason! You can design your home exactly the way you want it, complete with your favourite flooring, appliances, and finishes. 

But the process of building a home from start to finish can add up quickly, especially when you add in all the extras like those luxury finishes or specialized rooms. While there are many ways to splurge while building a new home, there are also several opportunities to actually save money on building so you can put that money to use elsewhere! Let’s go through the 4 best tricks to save money on the building process. 

1. Build up not out: If you want more square footage, you might think that the only way is to build out the floor plan on the same level and expand horizontally. But building out requires more foundation, more roof, and extra lot space. These three things can make up the bulk of your home cost. Instead of building out, consider building up by adding a floor. This will help you add square footage without the added cost of expanding the foundation or roof. 

2. Group your wet rooms together: Wet rooms are all of your rooms that require plumbing–think your bathrooms, laundry room, and utility room. By grouping these rooms together, you’ll have your plumbing lines in the same spot. This will decrease the amount of plumbing you need to run throughout the house, which can get expensive!

3. Consider your flooring: Tile and real hardwood floors are nice, but they can get extremely expensive, especially when used throughout the home. Instead of these pricer options, use luxury vinyl plank (also known as LVP). LVP has the look of real wood or tile, but it’s much cheaper. It’s also great with pets and kids and is growing in popularity, so you have lots of options!

4. Look at different building materials: Some builders default to the most expensive building materials like stone and brick. But you can get similar looks at a fraction of the cost with a stone or brick veneer. If you’re not a fan of brick or stone, you can look at other lower-cost building materials like stucco, vinyl or hardy board, or siding. 

Your real estate agent will be able to provide great ideas like these to help you get the most bang for your buck when it comes to building your new home. 

If you want to talk more about the home-building process and opportunities available in our area, feel free to reach out.

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Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.